Investing in homeowners insurance is a smart move to protect yourself from costly storm damage repairs. However, many people do not understand the claim process until they have to go through it.
In this article, roofing company ImproveIT! of Atlanta, LLC will share helpful tips on how you can maximize your insurance claim.
Contain the Damage
When your roof is damaged by a storm, the first thing you should do is to protect your home from further damage. In some cases, further damage may not be covered by your homeowners insurance, which means it’s up to you to prevent more issues from occurring. You can use a tarp to cover exposed parts of your home while you alert your insurer.
Review Your Policy
When making a claim, be sure you understand your insurance policy. You may want to go over your documents and make sure that wind and hail damage is covered by your insurance. You should also check whether your coverage is for the replacement cost or actual cash value.
Take Pictures and Videos
Make sure to take lots of pictures and videos of the damage on your roof. This can be a very useful tool should your insurance company ask for more evidence about your loss. Aside from photos and videos, you should also take detailed notes documenting the full extent of the roofing issue.
Call Your Insurance Company
Now it’s time to contact your insurance company. They will then send out an adjuster to your home to assess the damage and determine how much your insurance will be able to cover. Make sure you explain the whole situation as clearly as possible. If you have a complicated claim, hiring a public adjuster may be beneficial.
By following these tips, you can make sure you receive the compensation you deserve through the insurance claim process. For more inquiries about your roof, get in touch with ImproveIT! of Atlanta, LLC. We offer quality services, including roof replacement and repair. Call us today at (770) 612-5635 or fill out our contact form to set an appointment. We also proudly serve homeowners in Sandy Springs, Marietta, Alpharetta and other surrounding GA areas.
